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Posted by
W.K. Malith Rajaka
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E-Banking
A normal bank provides money deposits, various banking services and loan facilities. E -banking provides most of those facilities through internet such as opening accounts, transferring funds, electronic bill payment.
A bank gives walk-in or face to face banking services at bank branches.
In addition to that they provide e-banking services through the World Wide Web.
A customer can log in to their bank account and do account balance inquiries,
fund transfer activities, bill payments. Some banks have also included services
like financial calculators, online stock quotes, insurance services, brokerage
services in their e banking service.
Most of e-banking services are provided without extra cost to
customers. There are advantages of e-banking for customers as well as for the
bank. Customers can perform required tasks on their bank accounts without going
to branch, without staying in queues and without dealing with branch
representatives. When customers do their tasks themselves it will be very easy
for bank assistants and other staff members to continue their jobs with
satisfaction. Also we can say that these things are some benefits of
Networking.
Most banks have a physical presence and also an online presence. But
there are some special banks which have only online presence. NetBank is an
example. Through that they can cut off physical operating cost and can
potentially offer higher deposit rates. However providing a quality bank
service for customers is a challenge for these banks. So they use ATM machines
and wire transfer to deal with this issue. Customers can deposit and withdraw
money through ATM machines and wire transfer.
E-banking services are delivered to customers through the Internet and
the web using Hypertext Mark-up Language (HTML). Customers need a computer system, internet
connection and a web browser to use E-Banking services.
Online Marketplaces
Thanks to Network technology now we can buy or sell items online through
different websites like eBay, Amazon, Etsy, Alibaba, Ebid, Bonanza, Newegg,
Rakuten etc. It can be a website or app which allows people to shop online from
different sources.
The admin doesn’t own any goods in the online marketplace. His job is to let people to present their goods to other online users through the website and facilitate a transaction method. Due to higher availability of goods, the prices are more competitive. You can navigate on the site and select the best opportunity that suitable for you.
It works as an intermediator between
supplier and the consumer. There are real time information about the products
on website. Most marketplaces have the facilities of auctioning, catalogues,
ordering, wanted advertisements, trading exchange functionalities and
capabilities like RFQ, REP, or RFI. People can sell items in these sites under
a post-selling free. With the help of World Wide Web and other network
technologies you can access these websites and buy or sell from any place in
the world.
E-Channeling
Due to improvement of Network technology different concepts and businesses have been introduced. Today we can channel any doctor through Internet. So we do not need to stay in queues and get numbers to meet the doctor. We can easily make an appointment through internet and meet the doctor at the appointed time.
It helps us to save time, money and energy. Go to e-channeling website. First you need to find a doctor using search bar in website then you should select required session. After that you need to give required information about the patient and make payments using bank account or using a credit card to confirm the appointment. You will need a credit card to make the payment. E.g.:- Visa, Master card or American Express credit card etc.
From the payment page you should select relevant Internet Payment Gateway (IPG). Thereafter you will connect to payment gateways from there you can enter account or card details securely. At the end you can get a print of the channeling receipt. If you don’t have a printer just write down the reference number and go to the hospital.
You can get your channeling receipt from the channeling counter. Most of the times you cannot cancel an appointment made through e-Channeling and obtain a refund. You can request for a change of the appointment before the commencement of the doctor’s consultation session at the hospital. You may call the hospital to enquire and then visit their channeling counter to request the cancellation.
E-Learning
Like in E-Channeling now you can study from home without going to physical places (Universities and colleges). You just need a computer and an internet connection to connect with World Wide Web. You can access internet from any place in the world.
There is no geographical boundaries for that. So you can study from any place all over the world. With the improvement of e-learning you feel like that you are in a real classroom. E-learning give us the ability of share materials like Videos, Word documents, PDFs etc. there are webinars (Live online classes) to learn and also there are forums to join and discuss or to ask questions about troubled learnings. You can communicate with professors via Chat and improve your knowledge.
With e-learning there are no excuses to make about how
busy was your life. You can learn from anywhere at any time. E learning is
affordable and also there are free e-learning courses as well. There are online
exams to face, through that you can test about your knowledge. E-learning is very adaptable to latest
information as it is easy to update websites. With the help of e- learning
students and employees can keep their knowledge up to date.
E-governance
The governance integrated with ICT is known as E-governance. It helps
to speak easily to all the parts in the community. It will simplify all the
processes at National, state and local levels. E-governance is about promoting
good governance.
Good governance is related with simple, moral,
accountable and transparent governance. E-governance helps for providing
government services, broadcast accurate information, and to communicate in a
quick and efficient manner. With the help of network technology now the
government can expand the reach for people, reduce overall cost, can
participate citizens for governing, higher transparency and helps to avoid
corruption. There are 4 types of interactions in E-governance.
I think in near future we can expect advanced new networking technologies to face this "new normal" arises with Covid-19 situation.
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